TERMS & CONDITIONS

Effective Date: August 15, 2025

Welcome to the IRYS Insurtech website (“Site”). These Terms and Conditions (“Terms”) govern your access to and use of the Site, owned and operated by IRYS Insurtech (“IRYS,” “we,” “our,” or “us”).

By accessing or using this Site, you agree to be legally bound by these Terms. If you do not agree, please do not use the Site.

1. Use of the Site

You may use this Site solely for informational purposes and to explore IRYS products and services. You agree not to:

• Use the Site for any unlawful purpose or in violation of these Terms
• Attempt to interfere with or compromise the security or functionality of the Site
• Use any automated system (e.g., bots, scrapers) to access or extract data from the Site without our prior written permission

2. Intellectual Property

All content on this Site—including text, graphics, logos, images, videos, and software—is the property of IRYS Insurtech or its licensors and is protected by intellectual property laws.

You may not copy, reproduce, republish, modify, upload, or distribute any part of the Site without our prior written consent, except for personal, non-commercial use.

3. Third-Party Links

Our Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or control the content or practices of third-party sites and are not responsible for their content, privacy policies, or terms.

4. Disclaimers

The Site and its content are provided “as is” without warranties of any kind, express or implied. We do not guarantee that:

• The Site will be error-free, secure, or continuously available
• The information provided is accurate, complete, or current

You use the Site at your own risk.

5. Limitation of Liability

To the maximum extent permitted by law, IRYS Insurtech and its affiliates will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use of, or inability to use, the Site.

This includes but is not limited to damages for loss of data, profits, or business opportunities.

6. Indemnification

You agree to indemnify, defend, and hold harmless IRYS Insurtech, its officers, employees, and agents from any claim, liability, or demand arising out of your use of the Site or violation of these Terms.

7. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes will be resolved in the state or federal courts located in Hillsborough County, Florida.

8. Changes to These Terms

We may update these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are made constitutes your acceptance of the revised Terms.

9. Contact Us

If you have questions about these Terms, please contact us:

IRYS Insurtech

4006 W State Street

Tampa, FL 33609

Email: info@iryscloud.com